A desperate woman learns that when money literally falls out of the sky, it comes with a cost, in this suspenseful tale of one woman's journey to protect what matters most by beloved storyteller Fern Michaels, #1 New York Times and USA Today bestselling author of the Sisterhood, Godmothers, and Men of the Sisterhood Series. It came out of the blue. A half-million dollars on graduation day. For Annie Daisy Clark, it was the capital she needed to start a business and secure her future. Vowing to pay back every penny of it one day, she kept the bag of cash she'd found, and never looked back . . . Ten years later, Annie's investment has paid off. The owner of a successful chain of elegant coffee bars, she is blissfully engaged and about to return triumphant to Boston for her ten-year college reunion. She also begins making good on her promise to pay back the money with anonymous monthly payments. But just as Annie's life seems complete, the dark history of the money returns to haunt her.