Target your finances to cover your budget and unforeseen expenses, and save for long-term goals or those lifestyle perks on your wish list * With tracker pages to note income and expenses every day, week, and month, this easy-to-use yet powerful planner provides the backbone for a healthy budget, where money coming in exceeds money going out * By the end of a year, the money you'll accrue from month to month adds up to a fund for achieving your goals or saving for the future. * Following the 12 monthly sections, you'll find additional sections to create a summary for the year, a budget for the holidays, and savings trackers for goals and paying off debts. * And it's undated. Start any time * Tabbed sections make it easy to find each month. * Archival-quality acid-free 120 gsm paper supports pen or pencil. * Sturdy spiral binding lies flat for ease of use. * Tuck notes, receipts, and other documents within the pocket inside the back cover or within the extra plastic pocket included. *